Locate your student loans

Locate your student loans

It is vitally important to keep track of your student loans!

Student loans can be hard to keep track of at times.

  • Many student loan borrowers find themselves with accounts serviced at multiple locations, owned by multiple lenders or even guaranteed by several guarantors.
  • Also, it's very common for loans to be transferred from one servicer or lender to another.

Not sure who holds (or collects) your federal student loans? The information below may help!


  • U.S. Department of Education's website for a variety of federal student aid information and services.
  • Contains general information about federal student aid programs, as well as student-specific information through the log in.
  • Access the website with your FSA ID to:
    • Complete the Free Application for Federal Student Aid (FAFSA)
    • Sign a Direct Loan Master Promissory Note
    • View your federal financial aid history, including information about the loan servicers for you to contact about your loans
    • Complete Direct Loan entrance or exit counseling
  • If you have never set up an FSA ID, visit studentaid.gov/fsa-id/create-account/launch.
  • If you don't remember your username or password, use the appropriate link in the log in box to remind you of your username or to reset your password.

Important note: Federal Perkins Loan

Contact your school for information about your Federal Perkins Loan. The school acts as a lender, and the loan is made with federal funds.